The gold cheat only works in the inventory screen, the health cheat only works in battle, the instant kill cheat Open 'computer>Local disk>Users>'the name you use" data-type="undefined" target="_blank">Documents>mount & blade warband>Characters and open the text file to be edited 5.
From here you can edit your gold and character sheet to your every whim, do NOT Check the 'Enable Cheats' box, and click the 'OK' button.